Reduction in interest - If you are only paying the minimum payment on your high interest credit card debt, it could take you 15-20 years to pay it off!  Our program works with your creditors to reduce your interest which in most cases, helps consumers become debt free in 3-5 years.

Illinois Consumer Credit Counseling Services - Bad debt problems can happen to anyone! Whether it is from bad credit loans, unemployment, divorce, or 23% interest credit cards; Our nationwide credit consolidation program can save you time money while giving you peace of mind. Our professional counselors will design a credit consolidation program that makes sense for you. If you want to become debt free without the bad mark of bankruptcy we are the only choice. 

Do you pay only minimum payments on your credit cards? If you are only making minimum payments and can afford to pay more, you should. If you can only afford minimum payments or not much more than minimum payments, you are probably overextended and should analyze your budget and adjust your spending behavior. It is likely that if you are thrown into a situation that requires more financial resources, your situation will become unmanageable.

Consolidate Debt Application